A will writing service is a business that writes up your estate planning documents for you. They can be cheaper than a solicitor and some are able to offer a range of services, including power of attorney and living wills. In general, they will ask you to provide some basic details of your family situation and then guide you through the process of creating the legal document you need. Some will also offer advice on how to avoid disputes and tax issues that can arise after your death.
If you do decide to go down this route, check that the person writing your will is regulated by your local law society. This means that they will have a professional code of conduct and that they are insured in case something goes wrong. Also check whether they have a telephone helpline and how easy it is to contact them if you get stuck.
Solicitors are the experts but they can be expensive. You might be able to find a solicitor who offers a reduced rate for older or disabled people through a scheme run by a charity or the local authority. You can also see a solicitor as part of a free wills clinic organised by a charity such as Will Aid or by your bank.
Some online services offer a less expensive option than a solicitor. They will ask you to answer questions about your circumstances and then send you a draft for you and two witnesses to sign. Some have a phone helpline to talk through any issues and some will let you speak with a specialist before you start.
The main advantage of a Will-writing service is that they can make sure your document is legally valid. Ambiguity in a Will can lead to costly, time-consuming and emotionally draining legal action. A professional will writer can ensure that your wishes are clear and that the language used reflects the everyday meaning you intended.
Another important benefit of a professional will writer is that they can draw on their experience to help you think through and write down your wishes in a way that is logical and easy for someone else to interpret after your death. Ultimately, this can give you peace of mind that your family will be looked after properly.
In many cases, it’s best to use a solicitor to prepare your will. However, you might want to consider an online will-writing service if your needs are relatively simple or you’re in a hurry. If you’re a member of a trade union, you might be able to access a will-writing service through them at a discounted rate or even for free. Alternatively, you may have legal cover included in your household insurance or as an addition to your pension policy which can be used to pay for the services of a solicitor. Always check with your provider what is covered before you sign a contract.